The One Retirement Number That Matters Most
Forget your net worth. The number that determines whether you can retire is your monthly income gap.
Advertisement
Google AdSenseSet GOOGLE_ADSENSE_CLIENT_ID to activate
How Much Of Your Nest Egg Should Be In An Annuity?
There is no one-size-fits-all answer. But here is a framework for deciding how much to allocate.
Should You Take Social Security At 62, 67, Or 70?
The age you claim Social Security changes your monthly benefit by hundreds of dollars. Here is how to decide.
The 60-Day Rollover Rule: One Mistake Could Cost You Thousands
If you receive a retirement distribution check, you have 60 days to redeposit it. Miss the deadline and the IRS treats it as income.
What The 2025 Rate Cuts Mean For Your Retirement Income
The Fed is cutting rates. Here is how that affects your retirement accounts, annuity rates, and income planning.
Retirement Income Riders: Worth The Cost Or Waste Of Money?
Income riders add cost but can guarantee lifetime income. Here is how to decide if one makes sense for you.
How To Spot A Bad Annuity Pitch
Not all annuities are bad. But some sales tactics should make you walk away. Here is what to watch for.
Tax-Deferred Growth: The Retirement Wealth Builder You Are Ignoring
Paying taxes on investment gains every year costs you more than most people realize. Here is how tax deferral changes the math.
Why Retirees Are Moving Money Out Of Mutual Funds
Market volatility, tax inefficiency, and a need for guaranteed income are driving a shift away from mutual funds.
The Truth About Annuity Fees And Surrender Charges
Annuities have costs, but they are not what most people think. Here is what you actually pay and why.
Can You Retire On Social Security Alone?
Social Security replaces about 40% of your pre-retirement income. Most people need more. Here is how to bridge the gap.
RMD Rules 2025: What You Need To Know Before Year End
Required Minimum Distributions are mandatory once you turn 73. Missing them carries a steep penalty.
How Inflation Quietly Destroys Your Retirement Savings
Fixed payments that never increase lose purchasing power every year. Here is how to protect against it.
CD Vs. Annuity: Which One Protects Your Retirement Better?
Both appeal to conservative savers. But the difference in long-term income could be five figures.
What Happens To Your 401(k) When The Market Crashes?
Your 401(k) is fully exposed to market losses. Here is what that means as you get closer to retirement.
The Retirement Income Gap: Are You On Track?
Most people know how much they have saved. Few know how much income that savings will actually produce.
Is Your Retirement Portfolio Too Risky? How To Tell Before It Is Too Late
A market drop right before retirement hits harder than you think. Here is how to check if you are overexposed.
Fixed vs. Fixed Index Annuities: What Nobody Tells You
Both offer principal protection. But the way they grow your money is completely different. Here is the trade-off.
401(k) Rollover Mistakes That Trigger IRS Penalties
One wrong move when rolling over your 401(k) could trigger taxes and penalties. Here is what to watch for.
Why Waiting To Lock In Annuity Rates Could Cost You Thousands
Annuity payout rates are near multi-year highs. Every month you wait could mean less guaranteed income for life.